Insurance Agency Serving Weston, Florida
We compare rates from top-rated insurance carriers to find Weston families and businesses better auto, home, flood, and commercial insurance coverage at competitive prices.
4.9/5 Rating
Google Reviews
Years Combined Experience
Florida Licensed
Se Habla Español
Protecting Weston Families & Businesses
Peoples Insurance Agency has been serving Weston residents since 2020. As an independent agency, we aren’t tied to a single insurance company, we shop your coverage across 10+ carriers to find you the best protection at competitive rates.
Whether you live in Weston Hills Country Club, The Ridges, Savanna, Windmill Ranch Estates, or any Weston neighborhood, we understand the specific insurance considerations for this community — from flood zone requirements near the Everglades to hurricane protection for your home.
25 Minutes from Your Door
Our Broward office is a quick drive via I-75. Many Weston clients prefer that we come to them. We’re happy to meet at your home or business.
Weston Neighborhoods We Serve
Our Office Location in Broward
Serving Weston from Hollywood
Peoples Insurance Agency
6770 Taft St Hollywood, FL 33024
(754) 200-4886
Driving from Weston to our office:
From Weston, FL, get on I-75 South and continue for about 10 miles. Take Exit 19 for Sheridan Street (FL-822 East) toward Hollywood and drive east for about 4 miles. Turn right onto N 68th Avenue, then take the next left onto Taft Street. Continue a short distance and arrive at 6770 Taft St, Hollywood, FL, which will be on your right. The drive typically takes about 20–25 minutes depending on traffic. 🚗
Auto Insurance for Weston Drivers
Compare rates from multiple carriers to find the right coverage for your commute, your vehicle, and your budget.
Florida Auto Insurance Requirements
Florida is a “no-fault” state, which means your own insurance pays for your injuries regardless of who caused the accident. Florida law requires all drivers to carry:
Important: Florida Does NOT Require Bodily Injury Liability
While not legally required, we strongly recommend Bodily Injury Liability coverage. Without it, you’re personally responsible for injuries you cause to others — and lawsuits can exceed hundreds of thousands of dollars. We recommend at least $100,000/$300,000 in BI coverage for Weston residents.
Auto Insurance Considerations for Weston Residents
Weston drivers face specific considerations that affect insurance rates and coverage needs:
FR-44 Insurance in Weston
If you’ve had a DUI or serious traffic violation in Florida, you may need FR-44 insurance — Florida’s version of SR-22. FR-44 requires double the standard liability limits ($100,000/$300,000 BIL and $50,000 PDL). We help Weston residents find affordable FR-44 coverage and get back on the road legally.
Uninsured Motorist Coverage — Essential in Florida
Approximately 20% of Florida drivers are uninsured — one of the highest rates in the country. Uninsured/Underinsured Motorist (UM/UIM) coverage protects you when the at-fault driver can’t pay. We recommend this coverage for all Weston drivers
Auto Insurance Discounts for Weston Drivers
Multi-policy (bundle with home)
Safe driver discount
Good student discount
Defensive driving course
Garaged vehicle discount
Anti-theft device
Low mileage discount
Auto Insurance Carriers We Represent
+ more carriers
Home Insurance for Weston Homeowners
Protect your Weston home from hurricanes, floods, and everyday risks with
coverage tailored to South Florida.
Weston Home Insurance Coverage
Dwelling coverage
Personal property
Liability protection
Hurricane/wind coverage
Flood insurance
Loss of use / ALE
Scheduled valuables
Wind Mitigation Can Save You 20-45%
Many Weston homes have hurricane-resistant features that qualify for significant discounts. We can help you get a wind mitigation inspection and ensure you’re getting every discount you deserve.
Home Insurance Carriers
+ more carriers
Understanding Weston’s Home Insurance Landscape
Weston homeowners face unique insurance challenges. With median home values exceeding $500,000 and exposure to hurricanes and flooding, it’s critical to have the right coverage — not just the cheapest policy.
Most Weston homes were built between 1990 and 2015, with concrete block stucco (CBS) construction that’s more wind-resistant than frame construction. Many homes have hurricane-resistant features that qualify for significant premium discounts.
Flood Insurance in Weston
Understanding your flood risk is critical
Weston contains multiple FEMA flood zones. Properties near the Everglades and canal systems face higher flood risk. Even in “low-risk” Zone X, 25% of all flood claims occur — standard homeowners insurance does NOT cover flood damage.
Zone AE (High Risk)
Common in western Weston near Everglades. Flood insurance typically required for mortgages. 1% annual flood chance.
Zone AE (High Risk)
Common in central/eastern Weston. Flood insurance not required but strongly recommended. Lower premiums available.
We can look up your property’s specific flood zone for free and compare quotes from NFIP and private flood carriers.
Hurricane & Wind Coverage
Weston was impacted by Hurricane Irma (2017) and Hurricane Wilma (2005). Every Weston homeowner needs to understand their wind coverage:
What a Wind Mitigation Inspection Covers
A licensed inspector evaluates: roof shape (hip vs. gable), roof deck attachment, roof-to-wall connections, opening protection (hurricane shutters, impact windows), and secondary water resistance. Most Weston homes built after 2002 have features that qualify for significant discounts. The inspection costs $75-150 and can save hundreds annually.
Weston-Specific Home Insurance Considerations
Citizens Property Insurance
Citizens is Florida’s insurer of last resort. If you can’t find coverage in the private market, Citizens may be an option — but private carriers often offer better coverage and service. As an independent agency, we check both options and help you make the right choice for your situation.
Commercial Insurance for Weston Businesses
Protect your Weston business with coverage tailored to your industry and risks.
Business Insurance for Weston’s Business Community
Weston is home to a diverse business community — from Cleveland Clinic Weston and professional services firms to retail at Weston Town Center and home-based businesses throughout the city’s residential communities. We help Weston businesses of all sizes find the right insurance protection.
Industries We Serve in Weston
Essential Commercial Coverage Types
Florida Workers Compensation Requirements
Most Florida businesses with 4 or more employees must carry workers compensation insurance. Construction businesses must have workers comp for ANY employees. Agricultural businesses must have workers comp for 6+ regular employees or 12+ seasonal employees. Penalties for non-compliance are severe — up to $1,000 per day.
Hurricane Business Interruption
When a hurricane forces your Weston business to close, business interruption coverage can replace lost income and cover ongoing expenses. We help you understand waiting periods, coverage l
Commercial Coverage Options
General Liability
Business Property
Business Owners Policy (BOP)
Professional Liability / E&O
Workers Compensation
Commercial Auto
Cyber Liability
Commercial Umbrella
Home-Based Business?
Many Weston professionals run businesses from home. Your homeowners policy likely excludes business activities. We can add proper coverage to protect your business without gaps.
Why Choose an Independent Agent
Over Direct Carriers?
When you call State Farm, you get State Farm. When you call us, you get access to
10+ carriers competing for your business.
|
Feature |
Captive Agent / Direct Carrier |
Peoples Insurance Agency |
|---|---|---|
|
Number of carriers |
1 company only |
10+ carriers compared |
|
Rate shopping at renewal |
You’re stuck with their price |
We shop your renewal every year |
|
Claims advocacy |
Works for the carrier |
We advocate for YOU |
|
Local service |
Often call centers |
Talk to a real person locally |
|
Personalized advice |
One-size-fits-all |
Tailored to your needs |
|
Cost |
Their price |
Best price from multiple carriers |
Local & Personal
Protects against third-party bodily injury, property damage, and advertising injury claims. The foundation of business protection.
Claims Advocacy
When you have a claim, we fight for you. We don’t work for the insurance company — we work for you.
Better Value
We compare rates from 10+ carriers to find you better coverage at competitive prices. We shop your renewal every year.
Expert Guidance
From flood zones to wind mitigation, we help you navigate Florida’s complex insurance landscape with confidence.
What Weston Residents Say
Don’t just take our word for it. Here’s what our Weston clients have to say about working with us.
Frequently Asked Questions About Insurance in Weston
Get answers to common questions about auto, home, and commercial
insurance in Weston, FL.
Ready to Save on Insurance in Weston?
Get a free, no-obligation quote from an independent agent who knows Weston.
We’ll compare rates from 10+ carriers to find you better coverage at a competitive price.
Visit Our Broward Office
While we don’t have an office in Weston, our Hollywood location is just 25 minutes away via I-75. We’re happy to meet you at our office, come to your home or business, or handle everything by phone and email, whatever works best for you.
Address
6670 Taft St Hollywood, FL 33024
Phone
(754) 200-4886
Hours
Monday – Friday: 9:00am – 6:00pm
Saturday: 9:00am – 1:00pm
Sunday: Closed
Other Areas We Serve
